Refi CT
Fixed Rate as low as
%
Fixed Rate Details
- Fixed rate as low as 4.99%* with a co-signer, or 5.25%* without a co-signer; APRs range from 4.99% to 7.99%
- *0.25% ACH interest rate reduction is available.
- Applicant must be a CT resident or a resident of Maine, Massachusetts, New Hampshire, New Jersey, New York, Rhode Island or Vermont refinancing a CHESLA loan.
- Co-signer must be a resident of Connecticut, Maine, Massachusetts, New Hampshire, New Jersey, New York, Rhode Island, or Vermont.
- Loans must be in repayment to refinance.
Loan Program Details
- Fixed rate as low as 4.99%* with a co-signer, or 5.25%* without a co-signer; APRs range from 4.99% to 7.99%
*0.25% ACH interest rate reduction is available.
**Loans must be eligible for refinancing. - 5 year, 10 year, and 15 year repayment term options
- Minimum loan amount of $5,000 up to a maximum loan amount of $125,000
- No application fee or origination fee, no prepayment fee
- No application deadline
- Approximate Disbursement of Refinance loan(s) will be 30 days after submitting application.
If you would like a personalized refinance analysis before applying, please email Josh Hurlock at jhurlock@chesla.org
Clicking ‘Apply Now’ will leave the CHESLA website and take you to Campus Door’s website to complete the loan application.
Eligible Borrowers & Co-Signers
- Must be at least the age of majority or older at the time of application based on his/her state of permanent residence.
- Must be a U.S. Citizen or U.S. Permanent Resident with a Form I-151, I-551 or I-551C (Permanent Resident Card, Resident Alien Card, or Alien Registration Receipt Card).
- You must reside in the U.S. at the time of the application.
- Effective March 1, 2025: Borrower must be a CT resident or a resident of Maine, Massachusetts, New Hampshire, New Jersey, New York, Rhode Island or Vermont refinancing a CHESLA loan.
- Effective March 1, 2025: Co-signer must be a resident of Connecticut, Maine, Massachusetts, New Hampshire, New Jersey, New York, Rhode Island, or Vermont.
- Must have monthly installment payments amounting to 43% or less of monthly gross income (Debt-to-Income ratio)
- Acceptable FICO scores, as determined via a TransUnion credit report
Eligible Loans
- School-certified education loans made to finance attendance at a not-for-profit higher education institution within the United States of America are eligible for refinancing.
- Loans being refinanced must be in repayment status.
- Loans being refinanced must be in good standing.
- Any federal loan (including PLUS)
- CHESLA loans
- Any private loan
- Note: A borrower may refinance a parent’s PLUS loan
Clicking ‘Apply Now’ will leave the CHESLA website and take you to Campus Door’s website to complete the loan application.
Notice About Refinancing Federal Student Loans:
You will lose your current federal benefits and your right to any future benefits if you refinance your federal student loans with a private student loan. If you have a federal student loan, but do not know if you qualify for these benefits, you can check with your loan servicer to see what kind of loan you have.
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