Refi CT

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Any questions? Please call 860-520-4001

Current Loan Rates/Repayment Terms

  • Fixed rate as low as 4.75%* with a co-signer, or 5.00%* without a co-signer; APRs range from 4.75% to 6.90%
    *0.25% ACH interest rate reduction is available.
    **Loans must be eligible for refinancing.

  • 5 year, 10 year, and 15 year repayment term options

Loan Program Details

  • Launched in June 2016
  • Minimum loan amount of $5,000 up to a maximum loan amount of $125,000
  • No application fee or origination fee, no prepayment fee
  • No application deadline

Eligible Borrowers & Co-Signers 

  • Must be at least the age of majority or older at the time of application based on his/her state of permanent residence.
  • Must be a U.S. Citizen or U.S. Permanent Resident with a Form I-151, I-551 or I-551C (Permanent Resident Card, Resident Alien Card, or Alien Registration Receipt Card).
    You must reside in the U.S. at the time of the application.
  • Borrower must be a Connecticut resident or be refinancing a CHESLA loan
  • Must have monthly installment payments amounting to 43% or less of monthly gross income (Debt-to-Income ratio)
  • Acceptable FICO scores, as determined via a TransUnion credit report

Eligible Loans

  • School-certified education loans made to finance attendance at a not-for-profit higher education institution within the United States of America are eligible for refinancing.
  • Loans being refinanced must be in repayment status.
  • Loans being refinanced must be in good standing.
  • Any federal loan (including PLUS)
  • CHESLA loans
  • Any private loan
  • Note: A borrower may refinance a parent's PLUS loan

Apply Now

Clicking Apply Now will leave the CHESLA website and take you to Campus Door's website to complete the loan application.