Low-cost, fixed rate for the life of your loan – CHESLA gives you a low rate, peace of mind and predictability.
Students Apply
for Loans Here

As of 06/14/22, CHESLA's loan offering is 5.49% fixed with no origination fee. No fees!
*APR is 5.49%
The student is always the borrower on a CHESLA loan. The age of majority in Connecticut is 18 years old. Thus, the student borrower must be 18 or older to take out a CHESLA loan.
Alumni Apply
to Refinance Loans Here

If you are done with school, you can still lower your rates, change your terms, and refinance your student loans with a Refi CT loan from CHESLA**.
Refinance for a fixed rate as low as 3.75%* with a co-signer, or 4.00%* without a co-signer; APRs range from 3.75% to 4.99%
*0.25% ACH interest rate reduction is available.
**Loans must be eligible for refinancing.