Low-cost, fixed rate for the life of your loan – CHESLA gives you a low rate, peace of mind and predictability.
Students Apply
for Loans Here

As of 05/16/23, CHESLA's loan offering is 6.35%* fixed with no origination fee. No fees! APR is 6.35%.
*0.25% ACH interest rate reduction is also available.
The student is always the borrower on a CHESLA loan. The age of majority in Connecticut is 18 years old. Thus, the student borrower must be 18 or older to take out a CHESLA loan.
Alumni Apply
to Refinance Loans Here

If you are done with school, you can still lower your rates, change your terms, and refinance your student loans with a Refi CT loan from CHESLA**.
Refinance for a fixed rate as low as 4.99%* with a co-signer, or 5.25%* without a co-signer; APRs range from 4.99% to 7.99%
*0.25% ACH interest rate reduction is available.
**Loans must be eligible for refinancing.