{"id":241646,"date":"2023-12-04T20:37:51","date_gmt":"2023-12-04T20:37:51","guid":{"rendered":"https:\/\/chesla.org\/?page_id=241646"},"modified":"2026-02-12T17:35:06","modified_gmt":"2026-02-12T22:35:06","slug":"loan-basics","status":"publish","type":"page","link":"https:\/\/chesla.org\/pt\/loan-basics\/","title":{"rendered":"Empr\u00e9stimos escolares"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; custom_padding_last_edited=&#8221;on|desktop&#8221; _builder_version=&#8221;4.27.5&#8243; _module_preset=&#8221;default&#8221; use_background_color_gradient=&#8221;on&#8221; background_color_gradient_direction=&#8221;98deg&#8221; background_color_gradient_stops=&#8221;rgba(87,64,146,0.91) 0%|rgba(87,64,146,0.92) 100%&#8221; background_color_gradient_overlays_image=&#8221;on&#8221; background_image=&#8221;https:\/\/chesla.org\/wp-content\/uploads\/2024\/02\/students-walking-university-bg.jpg&#8221; custom_padding=&#8221;||||false|false&#8221; custom_padding_tablet=&#8221;&#8221; custom_padding_phone=&#8221;3rem||1rem||false|false&#8221; hover_enabled=&#8221;0&#8243; background_last_edited=&#8221;on|phone&#8221; use_background_color_gradient_tablet=&#8221;on&#8221; use_background_color_gradient_phone=&#8221;on&#8221; background_color_gradient_direction_phone=&#8221;180deg&#8221; background_color_gradient_stops_tablet=&#8221;rgba(235,75,35,0.79) 0%|rgba(235,75,35,0.79) 100%&#8221; background_color_gradient_stops_phone=&#8221;rgba(235,75,35,0.79) 0%|rgba(235,75,35,0.79) 100%&#8221; background_image_phone=&#8221;https:\/\/chesla.org\/wp-content\/uploads\/2024\/02\/students-walking-university-bg.jpg&#8221; background_enable_image_phone=&#8221;on&#8221; da_disable_devices=&#8221;off|off|off&#8221; global_colors_info=&#8221;{}&#8221; sticky_enabled=&#8221;0&#8243; da_is_popup=&#8221;off&#8221; da_exit_intent=&#8221;off&#8221; da_has_close=&#8221;on&#8221; da_alt_close=&#8221;off&#8221; da_dark_close=&#8221;off&#8221; da_not_modal=&#8221;on&#8221; da_is_singular=&#8221;off&#8221; da_with_loader=&#8221;off&#8221; da_has_shadow=&#8221;on&#8221;][et_pb_row _builder_version=&#8221;4.23.1&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.23.1&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.23.1&#8243; _module_preset=&#8221;default&#8221; text_font_size=&#8221;17px&#8221; text_line_height=&#8221;1.6em&#8221; header_font=&#8221;||||||||&#8221; header_font_size=&#8221;42px&#8221; header_line_height=&#8221;1.2em&#8221; header_2_font_size=&#8221;48px&#8221; header_2_line_height=&#8221;1.2em&#8221; text_orientation=&#8221;center&#8221; background_layout=&#8221;dark&#8221; header_font_size_tablet=&#8221;42px&#8221; header_font_size_phone=&#8221;30px&#8221; header_font_size_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h1>In-School Loan Program<\/h1>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_2,1_2&#8243; 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text_line_height=&#8221;1.5em&#8221; header_3_font=&#8221;|700|||||||&#8221; header_3_text_color=&#8221;#0B4163&#8243; header_3_font_size=&#8221;29px&#8221; header_3_line_height=&#8221;1.2em&#8221; text_orientation=&#8221;center&#8221; min_height_tablet=&#8221;&#8221; min_height_phone=&#8221;&#8221; min_height_last_edited=&#8221;on|tablet&#8221; custom_margin=&#8221;||1rem||false|false&#8221; header_3_font_size_tablet=&#8221;&#8221; header_3_font_size_phone=&#8221;25px&#8221; header_3_font_size_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h3>Undergraduate Student Loans<\/h3>\n<p>[\/et_pb_text][et_pb_button button_url=&#8221;@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF9saW5rX3VybF9wYWdlIiwic2V0dGluZ3MiOnsicG9zdF9pZCI6IjI0NTI4NSJ9fQ==@&#8221; url_new_window=&#8221;on&#8221; button_text=&#8221;Learn More&#8221; button_alignment=&#8221;center&#8221; _builder_version=&#8221;4.27.5&#8243; _dynamic_attributes=&#8221;button_url&#8221; _module_preset=&#8221;default&#8221; custom_button=&#8221;on&#8221; button_text_size=&#8221;19px&#8221; button_bg_color=&#8221;#295876&#8243; button_border_color=&#8221;#295876&#8243; button_border_radius=&#8221;5px&#8221; button_font=&#8221;Source Sans Pro|700||on|||||&#8221; button_use_icon=&#8221;off&#8221; background_layout=&#8221;dark&#8221; button_text_size_tablet=&#8221;&#8221; button_text_size_phone=&#8221;17px&#8221; button_text_size_last_edited=&#8221;on|phone&#8221; custom_css_main_element=&#8221;width:100%;&#8221; global_colors_info=&#8221;{}&#8221; button_bg_color__hover_enabled=&#8221;on|hover&#8221; button_bg_color__hover=&#8221;rgba(41,88,118,0.95)&#8221; button_bg_enable_color__hover=&#8221;on&#8221; button_border_color__hover_enabled=&#8221;on|desktop&#8221; button_border_color__hover=&#8221;rgba(41,88,118,0.95)&#8221;][\/et_pb_button][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;1rem|2rem|1rem|2rem|false|true&#8221; custom_padding_tablet=&#8221;1rem|2rem|1rem|2rem|false|true&#8221; custom_padding_phone=&#8221;3rem|2rem|1rem|2rem|false|true&#8221; custom_padding_last_edited=&#8221;on|phone&#8221; border_width_right=&#8221;1px&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; text_font_size=&#8221;16px&#8221; text_line_height=&#8221;1.5em&#8221; header_3_font=&#8221;|700|||||||&#8221; header_3_text_color=&#8221;#0B4163&#8243; header_3_font_size=&#8221;29px&#8221; header_3_line_height=&#8221;1.2em&#8221; text_orientation=&#8221;center&#8221; min_height_tablet=&#8221;&#8221; min_height_phone=&#8221;&#8221; min_height_last_edited=&#8221;on|phone&#8221; custom_margin=&#8221;||1rem||false|false&#8221; header_3_font_size_tablet=&#8221;&#8221; header_3_font_size_phone=&#8221;25px&#8221; header_3_font_size_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h3>Graduate Student Loans<\/h3>\n<p>[\/et_pb_text][et_pb_button button_url=&#8221;@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF9saW5rX3VybF9wYWdlIiwic2V0dGluZ3MiOnsicG9zdF9pZCI6IjI0NTI4MyJ9fQ==@&#8221; 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custom_padding_last_edited=&#8221;on|tablet&#8221; _builder_version=&#8221;4.23.1&#8243; _module_preset=&#8221;default&#8221; background_enable_color=&#8221;off&#8221; custom_padding=&#8221;2rem||2rem||false|false&#8221; custom_padding_tablet=&#8221;0rem||||false|false&#8221; custom_padding_phone=&#8221;0rem||||false|false&#8221; da_disable_devices=&#8221;off|off|off&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221; da_is_popup=&#8221;off&#8221; da_exit_intent=&#8221;off&#8221; da_has_close=&#8221;on&#8221; da_alt_close=&#8221;off&#8221; da_dark_close=&#8221;off&#8221; da_not_modal=&#8221;on&#8221; da_is_singular=&#8221;off&#8221; da_with_loader=&#8221;off&#8221; da_has_shadow=&#8221;on&#8221;][et_pb_row column_structure=&#8221;1_2,1_2&#8243; use_custom_gutter=&#8221;on&#8221; gutter_width=&#8221;1&#8243; make_equal=&#8221;on&#8221; custom_padding_last_edited=&#8221;on|tablet&#8221; module_class=&#8221;custom_row&#8221; _builder_version=&#8221;4.23.1&#8243; _module_preset=&#8221;default&#8221; width=&#8221;100%&#8221; max_width=&#8221;100%&#8221; custom_padding=&#8221;||||false|false&#8221; custom_padding_tablet=&#8221;0px||||false|false&#8221; custom_padding_phone=&#8221;0px||||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_2&#8243; module_class=&#8221;second-on-mobile&#8221; _builder_version=&#8221;4.23.1&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;|4rem||4rem|false|true&#8221; custom_padding_tablet=&#8221;3vw|4rem|5vw|4rem|false|true&#8221; custom_padding_phone=&#8221;7vw|2rem|0vw|2rem|false|true&#8221; custom_padding_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.25.0&#8243; _module_preset=&#8221;default&#8221; text_text_color=&#8221;#333333&#8243; text_font_size=&#8221;16px&#8221; text_line_height=&#8221;1.6em&#8221; header_2_font=&#8221;|600|||||||&#8221; header_2_text_color=&#8221;#333333&#8243; header_2_font_size=&#8221;37px&#8221; header_2_line_height=&#8221;1.2em&#8221; background_layout=&#8221;dark&#8221; max_width=&#8221;700px&#8221; custom_margin=&#8221;||1rem||false|false&#8221; header_2_font_size_tablet=&#8221;37px&#8221; header_2_font_size_phone=&#8221;28px&#8221; header_2_font_size_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2>Loan Features &amp; Terms<\/h2>\n<ul>\n<li><span style=\"font-weight: 400;\">Loans are disbursed directly to the institution.<\/span><\/li>\n<li>No application fee or origination fee. No fees, period!<\/li>\n<li>No application deadline<\/li>\n<li>Loans from $2,000 up to the total cost of education per academic year (less any other financial aid received), to a cumulative maximum total of $125,000<\/li>\n<li>Loans for either current or immediate prior year&#8217;s educational expenses<\/li>\n<li>Principal and interest payments over an extended 140-month repayment term after the grace period ends<\/li>\n<li>No prepayment fee<\/li>\n<li>Borrower death forgiveness<\/li>\n<li>Borrower total and permanent disability forgiveness<\/li>\n<li>Co-borrower release feature for loans disbursed on or after June 23, 2014<\/li>\n<\/ul>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.23.1&#8243; _module_preset=&#8221;default&#8221; text_text_color=&#8221;#333333&#8243; text_font_size=&#8221;16px&#8221; text_line_height=&#8221;1.6em&#8221; header_2_font=&#8221;|600|||||||&#8221; header_2_font_size=&#8221;37px&#8221; header_2_line_height=&#8221;1.2em&#8221; background_layout=&#8221;dark&#8221; max_width=&#8221;700px&#8221; custom_margin=&#8221;||2rem||false|false&#8221; custom_padding=&#8221;1rem|1rem|1rem|1rem|true|true&#8221; header_2_font_size_tablet=&#8221;37px&#8221; header_2_font_size_phone=&#8221;28px&#8221; header_2_font_size_last_edited=&#8221;on|phone&#8221; border_radii=&#8221;on|3px|3px|3px|3px&#8221; border_width_all=&#8221;1px&#8221; border_color_all=&#8221;#cccccc&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><strong>Undergraduate Students:<\/strong> Interest-only payments are required while student is in school and for a 6-month grace period after student leaves school. Loans originated through June 2016 can stay in interest-only up to a five-year maximum. <em>Loans originated after June 2016 can stay in interest-only up to an eight-year maximum.<\/em><\/p>\n<p><strong>Graduate and Professional Students:<\/strong> May defer interest while in school and for a 6-month grace period (interest is capitalized annually)<\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243; module_class=&#8221;first-on-mobile&#8221; _builder_version=&#8221;4.23.1&#8243; _module_preset=&#8221;default&#8221; background_image=&#8221;https:\/\/chesla.org\/wp-content\/uploads\/2023\/12\/cheerful-group-friends-students-bg.jpg&#8221; custom_padding_tablet=&#8221;23vw||23vw||true|false&#8221; custom_padding_phone=&#8221;26vw||26vw||true|false&#8221; custom_padding_last_edited=&#8221;on|tablet&#8221; border_radii=&#8221;off|50px|||50px&#8221; border_radii_tablet=&#8221;off||30px|30px|&#8221; border_radii_phone=&#8221;off||30px|30px|&#8221; border_radii_last_edited=&#8221;on|tablet&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_divider show_divider=&#8221;off&#8221; _builder_version=&#8221;4.23.1&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_divider][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.23.1&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#0B4163&#8243; custom_padding=&#8221;||26px|||&#8221; da_disable_devices=&#8221;off|off|off&#8221; global_colors_info=&#8221;{}&#8221; da_is_popup=&#8221;off&#8221; da_exit_intent=&#8221;off&#8221; da_has_close=&#8221;on&#8221; da_alt_close=&#8221;off&#8221; da_dark_close=&#8221;off&#8221; da_not_modal=&#8221;on&#8221; da_is_singular=&#8221;off&#8221; da_with_loader=&#8221;off&#8221; da_has_shadow=&#8221;on&#8221;][et_pb_row column_structure=&#8221;2_5,3_5&#8243; use_custom_gutter=&#8221;on&#8221; gutter_width=&#8221;2&#8243; make_equal=&#8221;on&#8221; _builder_version=&#8221;4.24.2&#8243; _module_preset=&#8221;default&#8221; max_width=&#8221;1280px&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;2_5&#8243; _builder_version=&#8221;4.23.1&#8243; _module_preset=&#8221;default&#8221; background_image=&#8221;https:\/\/chesla.org\/wp-content\/uploads\/2024\/03\/Father-and-college-kid-.jpg&#8221; background_position=&#8221;center_left&#8221; background_horizontal_offset=&#8221;10%&#8221; custom_padding_tablet=&#8221;22vw||22vw||true|false&#8221; custom_padding_phone=&#8221;22vw||22vw||true|false&#8221; custom_padding_last_edited=&#8221;on|tablet&#8221; border_radii=&#8221;on|20px|20px|20px|20px&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_divider show_divider=&#8221;off&#8221; _builder_version=&#8221;4.23.1&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_divider][\/et_pb_column][et_pb_column type=&#8221;3_5&#8243; _builder_version=&#8221;4.23.1&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;1vw||2vw||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; text_text_color=&#8221;#ffffff&#8221; text_font_size=&#8221;16px&#8221; text_line_height=&#8221;1.6em&#8221; header_2_font=&#8221;|600|||||||&#8221; header_2_text_color=&#8221;#ffffff&#8221; header_2_font_size=&#8221;37px&#8221; header_2_line_height=&#8221;1.2em&#8221; max_width=&#8221;900px&#8221; module_alignment=&#8221;center&#8221; header_2_font_size_tablet=&#8221;42px&#8221; header_2_font_size_phone=&#8221;30px&#8221; header_2_font_size_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2>Eligible Borrowers &amp; Co-Borrowers<\/h2>\n<ul>\n<li>Must be at least the age of majority or older at the time of application based on his\/her state of permanent residence. If you are a Connecticut resident under the age of 18, you can still apply with a required co-borrower.<\/li>\n<li>Must be a U.S. Citizen or an Eligible Non-Citizen.<\/li>\n<li>You must reside in the U.S. at the time of the application.<\/li>\n<li><strong>Effective March 1, 2025: Borrower must be a Connecticut resident attending a non-profit, degree granting institution of higher education in the United States; or a resident of Maine, Massachusetts, New Hampshire, New Jersey, New York, Rhode Island or Vermont attending an eligible Connecticut state or non-profit, degree granting institution of higher education.<\/strong><\/li>\n<li><strong>Effective March 1, 2025: Co-Borrower must be a resident of Connecticut, Maine, Massachusetts, New Hampshire, New Jersey, New York, Rhode Island, or Vermont.<\/strong><\/li>\n<li>A student must be making satisfactory academic progress.<\/li>\n<li>A student or co-applicant(s) (if any) must be credit worthy, as determined by a commercial credit report.<\/li>\n<li>A student or co-applicant(s) (if any) must have monthly debt payments amounting to 43% or less of monthly gross income (Debt-to-Income ratio).<\/li>\n<li>A student or co-applicant(s) (if any) must have a minimum $20,000 annual gross income. There is no maximum income limit.<\/li>\n<\/ul>\n<p><strong>NOTE:<\/strong> Applicants are encouraged to pay off any AMEX debt before applying. American Express typically reports the entire balance as the monthly payment, which can drastically impact your Debt-to-Income ratio.<\/p>\n<p>[\/et_pb_text][et_pb_button button_url=&#8221;https:\/\/www.campusdoor.com\/CHESLA\/StudentLoans\/productselection.aspx&#8221; url_new_window=&#8221;on&#8221; button_text=&#8221;Apply Now&#8221; _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; custom_button=&#8221;on&#8221; button_text_color=&#8221;#0B4163&#8243; button_bg_color=&#8221;#ffffff&#8221; button_border_color=&#8221;#ffffff&#8221; button_border_radius=&#8221;5px&#8221; button_font=&#8221;Source Sans Pro|700||on|||||&#8221; button_use_icon=&#8221;off&#8221; background_layout=&#8221;dark&#8221; custom_margin=&#8221;||2rem||false|false&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221; button_bg_color__hover_enabled=&#8221;on|hover&#8221; button_bg_color__hover=&#8221;#ffffff&#8221; button_bg_enable_color__hover=&#8221;on&#8221; button_border_color__hover_enabled=&#8221;on|desktop&#8221; button_border_color__hover=&#8221;#ffffff&#8221;][\/et_pb_button][et_pb_text _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; text_text_color=&#8221;#ffffff&#8221; text_font_size=&#8221;16px&#8221; text_line_height=&#8221;1.6em&#8221; header_2_font=&#8221;|600|||||||&#8221; header_2_font_size=&#8221;42px&#8221; header_2_line_height=&#8221;1.2em&#8221; max_width=&#8221;900px&#8221; module_alignment=&#8221;center&#8221; custom_padding=&#8221;1rem|1rem|1rem|1rem|true|true&#8221; header_2_font_size_tablet=&#8221;42px&#8221; header_2_font_size_phone=&#8221;30px&#8221; header_2_font_size_last_edited=&#8221;on|phone&#8221; border_radii=&#8221;on|3px|3px|3px|3px&#8221; border_width_all=&#8221;1px&#8221; border_color_all=&#8221;#cccccc&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><strong>Clicking &#8216;Apply Now&#8217; will leave the CHESLA website and take you to Campus Door&#8217;s website to complete the loan application.<\/strong><\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.23.1&#8243; _module_preset=&#8221;default&#8221; da_disable_devices=&#8221;off|off|off&#8221; global_colors_info=&#8221;{}&#8221; da_is_popup=&#8221;off&#8221; da_exit_intent=&#8221;off&#8221; da_has_close=&#8221;on&#8221; da_alt_close=&#8221;off&#8221; da_dark_close=&#8221;off&#8221; da_not_modal=&#8221;on&#8221; da_is_singular=&#8221;off&#8221; da_with_loader=&#8221;off&#8221; da_has_shadow=&#8221;on&#8221;][et_pb_row _builder_version=&#8221;4.24.3&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#f2f2f2&#8243; border_radii=&#8221;on|30px|30px|30px|30px&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.24.3&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;||||false|true&#8221; custom_padding_tablet=&#8221;|2rem||2rem|false|true&#8221; custom_padding_phone=&#8221;|2rem||2rem|false|true&#8221; custom_padding_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.0&#8243; _module_preset=&#8221;default&#8221; text_text_color=&#8221;#333333&#8243; text_font_size=&#8221;16px&#8221; text_line_height=&#8221;1.6em&#8221; header_2_font=&#8221;|600|||||||&#8221; header_2_text_color=&#8221;#333333&#8243; header_2_font_size=&#8221;37px&#8221; header_2_line_height=&#8221;1.2em&#8221; background_layout=&#8221;dark&#8221; max_width=&#8221;800px&#8221; module_alignment=&#8221;center&#8221; custom_margin=&#8221;||1rem||false|false&#8221; header_2_font_size_tablet=&#8221;37px&#8221; header_2_font_size_phone=&#8221;28px&#8221; header_2_font_size_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2>CT Financial Aid Code of Conduct<\/h2>\n<p>The Connecticut Higher Education Supplemental Loan Authority (CHESLA) supports and subscribes to the Connecticut Financial Aid Code of Conduct (<a href=\"https:\/\/chefa.sharepoint.com\/:b:\/s\/CHESLA-Website\/Eat0qCanS1FJuVmBQIxdXb4BwQv-9Ms1GzJqaebPoaXd5A?e=08EXiI\" target=\"_blank\" rel=\"noopener\" aria-label=\"click here to view\/download the code - open in a new tab\" data-uw-rm-ext-link=\"\">click here to view\/download the code<\/a>). Please note the following disclosure(s):<\/p>\n<ul>\n<li>CHESLA has no plans to sell your CHESLA loan to another lender, and CHESLA has never sold a CHESLA loan. However, CHESLA does have the power to do so.<\/li>\n<li>The Terms and Benefits of your CHESLA Loan will NOT change if the loan is sold to another lender.<\/li>\n<\/ul>\n<p>Read <a href=\"https:\/\/chefa.sharepoint.com\/:b:\/s\/CHESLA-Website\/EUWs6PEegcBChwC9VInL3V4BRyPoK2tw6B1tKFFEZWfAGA?e=cv76zc\" target=\"_blank\" rel=\"noopener\" aria-label=\"CHESLA Loan Privacy Notice - open in a new tab\" data-uw-rm-ext-link=\"\">CHESLA Loan Privacy Notice<\/a><\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>In-School Loan ProgramUndergraduate Student LoansGraduate Student LoansLoan Features &amp; Terms Loans are disbursed directly to the institution. No application fee or origination fee. No fees, period! No application deadline Loans [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"class_list":["post-241646","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.1 (Yoast SEO v27.2) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>School Loans - CHESLA<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/chesla.org\/pt\/loan-basics\/\" \/>\n<meta property=\"og:locale\" content=\"pt_BR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"School Loans\" \/>\n<meta property=\"og:description\" content=\"In-School Loan ProgramUndergraduate Student LoansGraduate Student LoansLoan Features &amp; Terms Loans are disbursed directly to the institution. 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