Frequently Asked Questions

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"I am a teacher in a Connecticut Alliance District. Do I definitely qualify for this program?"

Teaching in a Connecticut Alliance District makes a teacher eligible to apply for this program. The teacher must also have a FICO score of at least 580 and a Debt-to-Income ratio less than 50%.
 

"Is this free money?"

No, this is a refinance student loan that is paid back plus the interest rate. The benefit is that Connecticut Alliance District teachers receive a 3% subsidy to their interest rate as long as they continue to teach in a Connecticut Alliance District.
 

"Can I refinance loans that I am a co-signer on?

No, the teacher must be the borrower on the underlying loans that financed the teacher's higher education.
 

"Can I refinance my Department of Education student loans?

No, any student loans through the Department of Education and federal government are federal loans. This program only refinances private loans.
This is because refinancing any federal loans would impact federal benefits, such as Teacher Loan Forgiveness and Public Service Loan Forgiveness. This also includes any potential federal loan forgiveness from the President. Anytime federal loans are refinanced away from the federal government, those federal benefits are lost. 

“What loans are private loans”

Any student loans that are NOT through the Department of Education and federal government are considered to be private loans. If you are unsure as to whether your loans are federal or private, please contact your current loan servicer before applying.
 

“What fees are required?”

There are NO FEES with the program!
 

“What is the maximum loan for the program”

The maximum is $25,000 utilized for the Alliance District Teacher Loan Subsidy program.
 

 

“How do I contact the loan servicer?”

Borrowers may contact our loan originator, Campus Door, for applications: 
Phone: 717-254-2385
Email: refinance@campusdoor.com 

Borrowers may contact our loan servicer, University Accounting Service (UAS), for account services:
Phone: 866-214-6269

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